Does your bank really care about the planet, or is it possibly funding environmental destruction?


Our goal is to assist you with setting up  your home loan which in turns enables us to to provide funds to  organisations who have environmental issues as their main concern.  We do this by donating a portion of our commission to the organisation of your choice.

On a loan of $500,000, we would pay the organisation around $600 of the upfront commission and $200 annually, decreasing as the loan gets paid down. Over the first 10 years of the loan the amount paid would be approximately $2600.

Most people have a home loan at some stage in their life and if they can assist an organisation, at no cost to them and get exactly the same (or a better) home loan then it is a win for all the parties involved.

I look forward to assisting you with organising your home loan.

David Cosgrove

PS: I am a member of GreensWA so I am actually passionate about assisting.



We can:


- Give obligation free and no cost service

- Negotiate with your lender to get a  lower interest rate

- Contribute $500 to any change-over costs

- Help to find a lender that aligns with you

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28 Charles Street

Karrinyup, 6018


M: 0412 624 312

KeyInvest Lending Services (KLS) is an Australia wide mortgage broking group. I (David Cosgrove) work as a credit representative (CRN 394149) under their licence (Australian Associated Advisers Pty Ltd, ACL# 392169) in WA. The agreement for payments under EnviroLoans is between myself (Cosi Trading Pty Ltd CRN 410464 )and each of the organisations. Loans can be written in any State or Territory of Australia under this agreement.  A copy of each individual Mortgage Broker privacy policy will be forwarded to you. and Cosi Trading Pty Ltd are both bound by the Australian Privacy Laws and any information gathered through this site will be used only for the purpose it is intended by the supplier and not given to any third party. is fully owned by Cosi Trading Pty Ltd which acts as a credit representative (CRN 410464) of Australian Associated Advisers Pty Ltd (Australian Credit License No. 392169). David Cosgrove is the sole owner of Cosi Trading Pty Ltd also acting as a credit representative (CRN. 394149) of Australian Associated Advisers Pty Ltd. Both Cosi Trading Pty Ltd and David Cosgrove hold memberships with the Mortgage and Finance Association of Australia (MFAA) and are members of COSL. A referral fee may be paid to a referring agent but any fee will be disclosed in its entirety as required by NCCP.